Bad credit credit cards, a discussion.

Start by choosing the right student credit cards. Student credit cards often have "gotchas" built into the contract, from low initial interest rates that convert into high rates after a grace period, to high hidden fees. Choose the credit card offer with the lowest interest rate and the most reasonable schedule of fees. Then learn how to use a credit card sensibly. Charging a small amount to your credit cards each month is good as long as you pay it off in full at the end of the month.

09/22/09 1

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