Student credit cards, what you need to know
Credit card companies encourage you to think of credit as play money, but you'll need to pay for your play eventually. Put an item on your card only when you know you need it and you'll be able to pay off the credit card in a month or two. * Don't let the promise of rebates or points sway you to charge more. It's tempting to spend a few more dollars so you'll earn enough for a rebate check, but the interest you'll pay will cost you far more than the rebate check is worth. (That's why they have rewards programs.